Use of the site
You may only use the site for its lawful and proper purpose and you may not use it for any purpose which is likely to harm or bring into disrepute the site, Finance Matters, the Finance Innovation Lab, or any other person, or which is likely to encourage another person to do the same.
In particular, you must not use the site:
- in any way that is unlawful or fraudulent, or has an unlawful or fraudulent purpose;
- to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam);
- to knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware;
- in any manner that could damage or overburden any of our servers, or any network connected to any of our servers;
- in any manner that would interfere with any other party’s use of the site; or
- to access without authority, interfere with, damage or disrupt any part of our site; any equipment or network on which our site is stored; any software used in the provision of our site; or any equipment or network or software owned or used by any third party.
Accessing our site
We provide access to our site free of charge. While we try to ensure the continuous operation of the site, we cannot guarantee that the site will be available at all times and we will not be liable to you if for any reason our site is unavailable at any time or for any period.
We do not guarantee that the site will be secure or free from bugs or viruses and you are responsible for configuring your technology, computer programs and platform in order to access the site. You should also use your own virus protection software.
Please be aware that you use our site entirely at your own risk.
Third party companies, goods, products and material
Our site may contain information about businesses or links to websites which are owned or operated by independent third parties. We make no representations or endorsements in relation to any third parties, and we are not responsible or liable for the same. We have no control over the content or the privacy or other practices of these sites.
Subject to any applicable law which cannot be excluded, we make no warranties or representations:
- regarding the quality, accuracy, merchantability or fitness for purpose of any third-party products or services available; or
- that such products or services do not infringe the intellectual property rights of any person.
We are not, by providing links to third party sites, approving, verifying or authorising in any way the reproduction of third-party material.
Password security and notification
You are solely responsible for all activities that occur in connection with your log-in details in respect of the site.
You should take steps to protect the confidentiality of your log-in details. You should not disclose your log-in details to any third party and should ensure that you log out once you have finished using the site (particularly if you are on a shared computer).
For security reasons, you should notify us immediately if you become aware of any disclosure, loss, theft or unauthorised use of your log-in details.
Limitation of liability
While we try to ensure that our site is accurate at the time it is uploaded, we do not guarantee that our site, or any content on it, will always be complete, accurate, up-to-date or error-free.
The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely and you must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
We assume no responsibility for content on our site or content on any sites linked to our site. Such links should not be interpreted as an endorsement by us of those linked sites and we will not be liable for any loss or damage that may arise from your use of them. The contents of this site are for information only and should not be used to make investment decisions. Any job advertisements for third parties do not constitute an endorsement by us of those jobs or third parties.
To the extent permitted by applicable law or regulation, Finance Matters and the Finance Innovation Lab exclude all liability (howsoever caused) to you or any third parties for any loss or damage relating to the use of, inability to use, or reliance on the site or any of the content or links contained on it.
We will not be liable to you or anyone else for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.
We assume no responsibility for content on our site or content on any websites linked to our site. Such links should not be interpreted as endorsement by us of those linked sites. We will not be liable for any loss or damage that may arise from your use of them.
You agree to indemnify, defend and hold Finance Matters and the Finance Innovation Lab harmless from and against any third party claims, damages (actual and/or consequential), actions, proceedings, demands, losses, liabilities, costs and expenses (including reasonable legal fees) suffered or reasonably incurred by us arising as a result of, or in connection with:
- your access to and use of the site;
- any products or services purchased or obtained by you in connection with the site.
Finance Matters retains the exclusive right to settle, compromise and pay, without your prior consent, any and all claims or causes of action which are brought against us. We reserve the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify us and you agree to cooperate with our defence of these claims. We will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.
Third party providers
All intellectual property rights, including copyright in all content on the site, are owned by us or by our licensors.
The Finance Matters trademark is the sole property of the Finance Innovation Lab. Third party trademarks are trademarks of the respective third parties.
Except where necessary for and incidental to personally viewing the site through your web browser, or as permitted under the applicable laws, no part of the site may be reproduced, stored (for any period of time) in an electronic or any other retrieval system, modified, adapted, uploaded to a third-party location, framed, performed in public, or transmitted, in any form by any process whatsoever, without our specific prior written consent.
If you are a registered member of Finance Matters, you can deactivate your membership at any time by clicking on the unsubscribe link at the bottom of any of our emails or by emailing us at email@example.com.
We will save your account information for a limited period of time, in case you change your mind later and want to re-activate your account. Many members deactivate their accounts temporarily and expect us to maintain their information until they return. You should therefore be able to restore your account and your profile.
If you do not want us to save your information, you can ask us to delete it by emailing firstname.lastname@example.org.
If we have serious grounds to terminate your account, we reserve the right to terminate your access to the site without notice.
Upon termination or expiration of your right to use the site or any portion of it, you authorise us to delete any files, programs, data or messages associated with your account without notice to you.
The law applicable to the site and to disputes arising out of the site is the law of England. You irrevocably submit to the exclusive jurisdiction of the courts of England, and appeal therefrom.