Terms of Use

FINANCE MATTERS WEBSITE TERMS OF USE

INTRODUCTION

These Terms of Use govern your access to and use of the Finance Matters (“we”, “our”, or “us”) Site: https://financematters.co/ (the “Site”). Finance Matters is a London-based social enterprise working to put sustainability at the heart of finance. In order to ensure it stays that way, you agree to use the Site in compliance with the Terms of Use and you accept the terms of our Privacy Policy.

If there is anything you do not understand in the Terms of Service, please contact us on hello@financematters.co.

ACCEPTANCE OF THE TERMS OF USE

By accessing or using the Site, whether as a guest or registered user, you agree to be bound by the Finance Matters Terms of Use (“Terms of Use”) set out herein and the terms of our Privacy Policy. If you do not agree to these Terms of Use, you must not use our Site.

USE OF THE SITE

You may only use the Site for its lawful and proper purpose and you may not use it for any purpose which is likely to harm or bring into disrepute the Site or Finance Matters or any other person, or which is likely to encourage another person to do the same.

In particular, you must not use the Site:

  1. in any way that is unlawful or fraudulent, or has an unlawful or fraudulent purpose;
  2. to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam);
  3. to knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware;
  4. in any manner that could damage or overburden any of our servers, or any network connected to any of our servers;
  5. in any manner that would interfere with any other party’s use of the Site; or
  6. to access without authority, interfere with, damage or disrupt any part of our Site; any equipment or network on which our Site is stored; any software used in the provision of our Site; or any equipment or network or software owned or used by any third party.

MODIFICATION OF THE TERMS OF USE

We may at any time, and for any reason, vary the Terms of Use for security, legal or regulatory reasons, or to reflect updates or changes to the functionality of the Site. The most recent variation of the Terms of Use will be published on our Site as soon as reasonably possible, however, the content on our Site may be out of date at any time, and we are under no obligation to update it. If you continue to use our Site after the variation becomes effective, you shall be deemed to have accepted the variation. If you do not agree to the variation, you may end your relationship with us by clicking on the unsubscribe link at the bottom of any of our emails or by emailing us at hello@financematters.co. Additionally, if we update or upgrade the Site, you may be required to agree to the most recent version of the Terms of Use in order to access the updated or upgraded Site.

ACCESSING OUr SIte

We provide access to our Site free of charge. Whilst we use reasonable efforts to ensure the continuous operation of the Site, we cannot guarantee that the Site will be available at all times and we will not be liable to you if for any reason our Site is unavailable at any time or for any period.

We do not guarantee that the Site will be secure or free from bugs or viruses and you are responsible for configuring your technology, computer programs and platform in order to access the Site. You should also use your own virus protection software.

Please be aware that you use our Site entirely at your own risk.

THIRD PARTY COMPANIES, GOODS, PRODUCTS AND MATERIAL

Our Site may contain information about businesses or links to websites which are owned or operated by independent third parties. We make no representations or endorsements in relation to any third parties, and we are not responsible or liable for the same. Further, we have no control over the content or the privacy or other practices of these sites.

Subject to any applicable law which cannot be excluded, we make no warranties or representations whatsoever:

  1. regarding the quality, accuracy, merchantability or fitness for purpose of any third party products or services available; or
  2. that such products or services do not infringe the intellectual property rights of any person.

We are not, by providing links to third party sites, approving, verifying or authorising in any way the reproduction of third party material.

PASSWORD SECURITY AND NOTIFICATION

You are solely responsible for all activities that occur in connection with your log-in details in respect of the Site. Accordingly, you should take steps to protect the confidentiality of your log-in details. You should not disclose your log-in details to any third party and should ensure that you log-out once you have finished using the Site (particularly if you are on a shared computer). For security reasons, you should notify us immediately if you become aware of any disclosure, loss, theft or unauthorised use of your log-in details.

We have the right to disable your log-in details at any time if, in our reasonable opinion, you have failed to comply with any of the provisions of these Terms of Use. Certain parts of our Site are protected by passwords or require a login and you must not obtain or attempt to obtain unauthorised access to such parts of the Site, or to any other protected materials or information.

LIMITATION OF LIABILITY

Whilst we endeavour to ensure that our Site is accurate at the time it is uploaded, we do not guarantee that our Site, or any content on it, will always be complete, accurate, up-to-date or error-free.

The content on our Site is provided for general information only. It is not intended to amount to advice on which you should rely and you must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Site. We assume no responsibility for content on our Site or content on any sites linked to our Site. Such links should not be interpreted as an endorsement by us of those linked sites and we will not be liable for any loss or damage that may arise from your use of them. The contents of this Site are for information only and should not be used to make investment decisions. Any job advertisements for third parties do not constitute an endorsement by us of those jobs or third parties.

To the extent permitted by applicable law or regulation, Finance Matters excludes all liability (howsoever caused) to you or any third parties for any loss or damage relating to the use of, inability to use, or reliance on the Site or any of the content or links contained on it.

Nothing in these Terms of Use excludes any statutory rights which may apply to your use of the Site which cannot be excluded, restricted or modified by contract. In particular, nothing in these Terms of Use excludes or limits our liability for death or personal injury arising from our negligence, or for fraud or fraudulent misrepresentation.

We will not be liable to you or anyone else for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for content on our Site or content on any websites linked to our Site. Such links should not be interpreted as endorsement by us of those linked sites. We will not be liable for any loss or damage that may arise from your use of them.

INDEMNITY

You agree to indemnify, defend and hold Finance Matters harmless from and against any third party claims, damages (actual and/or consequential), actions, proceedings, demands, losses, liabilities, costs and expenses (including reasonable legal fees) suffered or reasonably incurred by us arising as a result of, or in connection with (i) your access to and use of the Site; (ii) your breach of the Terms of Use, including, but not limited to, any infringement by you of the copyright or intellectual property rights of any third party; or (iii) any products or services purchased or obtained by you in connection with the Site. Finance Matters retains the exclusive right to settle, compromise and pay, without your prior consent, any and all claims or causes of action which are brought against us. We reserve the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify us and you agree to cooperate with our defence of these claims. We will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.

THIRD PARTY PAYMENT PROVIDERS

Parts of the Site, including the provision of payment processing or other services offered via the Site, may be outsourced to third party providers. These Terms of Use apply to any outsourced services, unless you are otherwise notified of any alternate terms of use.

INTELLECTUAL PROPERTY

All intellectual property rights, including copyright in all content on the Site, are owned by us or by our licensors.

The Finance Matters trade mark is our sole property. Third party trade marks are trade marks of the respective third parties.

Except where necessary for and incidental to personally viewing the Site through your web browser, or as permitted under the applicable laws, no part of the Site may be reproduced, stored (for any period of time) in an electronic or any other retrieval system, modified, adapted, uploaded to a third party location, framed, performed in public, or transmitted, in any form by any process whatsoever, without our specific prior written consent.

If you print off, copy or download any part of our Site in breach of these Terms of Use, your right to use our Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

TERMINATION

If you are a registered member of Finance Matters, you can deactivate your membership at any time by clicking on the unsubscribe link at the bottom of any of our emails or by emailing us at hello@financematters.co. We save your account information in case you change your mind later and want to re-activate your account. Many members deactivate their accounts temporarily and expect us to maintain their information until they return. You should therefore be able to restore your account and your profile.

We may suspend or terminate a user’s access to the Site or a user’s account for any reason, including if we believe a user has violated the Terms of Use. We also reserve the right to block users from accessing and using the Site at any time, by using IP blockers or other technological solutions we deem appropriate. If we have serious grounds to terminate your account, we reserve the right to terminate your access to the Site without notice.

Upon termination or expiration of your right to use the Site or any portion thereof, you authorise us to delete any files, programs, data or messages associated with your account without notice to you.

general

The law applicable to the Site and to disputes arising out of the Site is the law of England. You irrevocably submit to the exclusive jurisdiction of the courts of England, and appeal therefrom.

We may perform any of our obligations, and exercise any of the rights granted to us under these Terms of Use, through a third party. We may assign any or all of our rights and obligations under these Terms of Use to any third party. The Terms of Use and any rights and licences granted hereunder, may not be transferred or assigned by you.

If any clause or part of any clause of these Terms of Use is found to be void, unenforceable or invalid, then it will be severed from these Terms of Use, leaving the remainder in full force and effect, provided that the severance has not altered the basic nature of these Terms of Use.

The Terms of Use, together with the Privacy Policy, shall constitute the entire agreement between you and us concerning the Site. No failure or delay by us in exercising any rights, power or privilege under the Terms of Use shall operate as a waiver of such right or acceptance of any variation of the Terms of Use and nor shall any single or partial exercise by either party of any right, power or privilege preclude any further exercise of that rights or the exercise of any other right, power or privilege.